Crocker School Children Will Receive Weekend Meals Thanks to Grant from S & R Insurance and its Partner, MAX

(June 19, 2017) – Sixty Crocker School District children will receive nutritious meals on weekends and holidays thanks to a gift from a local insurance agency and its partner insurance provider.

The Crocker School District Backpack Program sends backpacks filled with food for under privileged children.

“We are thrilled to help this very worthwhile program,” said Steve Rees of the S&R Insurance Agency.  “Thanks to a generous grant from our partner, MAX Insurance and its Mutual Aid Ministries program, we can help these kids stay strong and healthy at times when they don’t have access to meals at school.”

S&R Insurance received funding for its gift from MutualAid eXchange Insurance, a fair, faithful and socially responsible provider of home, auto, business and related insurance.  The company’s Mutual Aid Ministries program offers Community Grants to its network of independent agencies to support worthwhile programs.

“We are pleased to support S&R Insurance and the Crocker School Backpack Program,” said David Wine, President and CEO of MAX Insurance.  “We are sure these funds will be used in a meaningful way.”

For more about S&R Insurance contact Steve Rees, PO Box 486, Crocker, MO  65452, 573-336-7732. S.RInsurance@yahoo.com.

More about MAX Insurance:  Address:  4400 College Boulevard, Suite 250, Overland Park, KS  66211.  Phone:  877-971-6300.  Website:  www.MAXInsurance.com or www.MutualAidMinistries.com.  Email:  bmusgrave@maxinsurance.com.

Photo:  Jamey Wilkinson and Steve Rees of S&R Insurance

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Village Insurance in Liberty Wins Top Honors

A Liberty, IN insurance agency has earned the highest award from insurance carrier MutualAid eXchange (“MAX”).

Village Insurance Agency has been designated a Premier Agency for its commitment to MAX’s fair, faithful and socially responsible values and business practices.

“MAX was built on faith, strong values and service to others,” said David Wine, President and CEO of MAX.  “Village Insurance Agency is a great example of the kind of trusted, community minded agency we want to associate with.  We’re proud to call them a partner.”

Sean Hall represents Village Insurance in Liberty, while Corey Sparks represents the agency in Fayette County.  “We both believe you have to treat people fairly, communicate truthfully and respectfully. We respect the fact that MAX truly cares about people.  Their rates and products are competitive and they are dedicated to taking care of their clients.”

Village Insurance is active in the community. They support local charities and have been active in 4-H for many years.

To earn the award from MAX, the agency met several criteria including:

  • Commitment to the MAX values of:
    • Treating others as you would like to be treated
    • Faith in a higher power, and
    • Doing good in the world.
  • Support for MAX’s Mutual Aid Ministries program that provides emergency grants to communities, families and individuals facing unexpected challenges.
  • Ambitious sales and retention targets.

Village Insurance is located at 11 E. Union Street, Liberty, IN  47353.  Sean:  765-458-5845.  Corey:  765-265-7030.  Email:  sean@myvillageinsurance.com.

MAX is headquartered at 4400 College Boulevard, Suite 250, Overland Park, KS 66211.  Website:  www.MAXInsurance.com.

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Photo:  Corey Sparks and Sean Hall of Village Insurance accepting award from Angela Worley, Regional Sales Manager at MAX.

Home Inventory: How to Prepare for a Total Loss of Your Home

By Sam Schoutko, Personal Lines Underwriter

What do you own? Let’s play a game:      

Take a second and think about all of your belongings in your house.  Can you list every single item of personal property?  Of course not.  How about just everything in your bedroom?  All the clothes, toiletries, random items…it would be pretty difficult, right?  What about just one drawer in your dresser?  Or just the clothes in your closet?  Don’t even try that junk drawer in the kitchen unless you have a penchant for headaches.  If push came to shove, most everyone probably couldn’t even do that either.  So what happens when your home burns down?  Or a tornado whisks it away to Oz?  Do you have a way to recollect everything you own?  Have you kept an inventory anywhere to help restock your belongings?  How will you know what to buy at the store and will my insurance pay for everything?

Most people are completely unprepared for instances like this and while they are extremely unlikely to happen to you, they do happen – and it makes a world of difference to be even a little prepared for them.  I hope that I can outline a couple quick and easy things you can do that will help you in the very unlikely instance of a total loss of your home.

Obviously, the most important piece of this is to make sure you have insurance on your home and belongings.  However, that by itself isn’t enough, it is important to make sure your personal property is covered at replacement cost and not actual cash value.  This is insurance lingo and I won’t explain all the differences but if there is any question of that you need to contact your insurance agent to find out what your policy has or members of our Sales and Service Center team (877-971-6300) are always available to talk through that with you.  You would be amazed at the out of pocket expenses you will incur if you don’t have replacement cost on your personal property.  Even if you have a renter’s policy this is extremely important, don’t assume it is there!

Once you are sure that is in place, what can you do keep track of the stuff you own?

One tip that I have always thought was a good idea and not difficult to do is to open all the drawers in your home and simply take a slow sweeping video of every room in your house with your camera phone.  Most camera phones nowadays have incredible resolution and will do a perfect job of recording what you need.  That way if anything were to happen you could pull up the video and simply pause it over each drawer as a freeze frame and an aid to remember what you have there.

Another easy thing to do is after you buy a major item simply take a picture of the receipt.  Most phones have a way to automatically backup photos to some cloud service and then they are always there and accessible to you.

One of the most important tips to this I just mentioned is online cloud storage.  There are tons of websites that offer free storage online (Google, Amazon, Microsoft, Dropbox, etc.) and all you need to do is simply upload the sweeping video you took of your home and/or any photos you have taken of receipts or rooms in your house to that service.  You can certainly buy fireproof safes or store important items and documents offsite but cloud storage will give you the ability to have something available anywhere you go no matter the circumstances.

The fact is a total loss event like a fire or tornado will most likely never happen to you but I hope that this will help give you peace of mind and prepare you a little in case it does happen.  Obviously, nothing can prepare you for that devastation but the point of insurance is to help make you whole again after a loss.  You pay your insurance company for this service and MAX is so very happy to help you in this time of need – it is literally our pleasure and the reason we come to work every day!  The fact is it can be difficult (but not impossible) to make you are whole again if you aren’t adequately prepared and as I have outlined a tiny bit of preparation will go a long way.

SamAbout Sam

Sam enjoys spending time with his wife Krista and their Siberian Husky, Ecko, while not at work.  Krista is a wonderful cook and baker so their relationship works well as he is a wonderful eater of the food she cooks and bakes.  They enjoy keeping up to date on the latest movies and traveling to see family.  As new homeowners, there is always a project to tackle around the house as well.

MAX Vision and Mission

Our vision is creating and sustaining wholeness. What exactly does that mean for an insurance company? Well, the term wholeness refers to being complete, fulfilled and capable of living a healthy, happy, balanced life. At MAX, we believe the security and protections we provide through our products, services and Mutual Aid Ministries can help our members protect, create and sustain wholeness in their personal and professional lives.

Our mission states that we live out our vision of wholeness by preserving and restoring property, lives and communities through fair, faithful and socially responsible insurance programs, and Mutual Aid Ministries. We stand alongside our members as they create, build and sustain a life for themselves and their families. To do this, we educate our members to protect and preserve what they have through careful maintenance and safety precautions, and when there is a loss, we partner with them to help replace and restore wholeness in their lives. In extreme cases of loss or financial calamity, our unique Mutual Aid Ministries program is there to “Care Beyond the Contract”.

Are you a member of MAX yet? Contact us today and we’ll be happy to tell you more about how we live out our vision and mission.

Mutual Aid Ministries Share Fund Grants = WHOLENESS

The heart of MAX is beating strong this year.  Thanks to a portion of our revenues being dedicated to Mutual Aid Ministries (MAM), our Share Fund is able to provide wholeness to those who need it. Whether it’s a need caused by medical issues or financial problems, Mutual Aid Ministries is ready to assist.  Do you know someone who could benefit from a grant? Let us know. We would love to partner with local churches in your communities.

We have helped grant recipients who:

  • Have health issues and fall behind on their utility bills.
  • Are out of work and cannot afford to make necessary repairs on their home.
  • Had a spouse abandon their family and are unable to pay their significant debts.
  • Lost their job and cannot afford to repair their vehicle as they continue to look for employment.

More details about Mutual Aid Ministries can be found here or by calling 877-971-6300.  More information about our insurance products can be found here.