Check out the infographic below about equipment breakdown coverage in the home. You can learn more about equipment breakdown coverage by going to this website: http://www.homeownerseb.com/?id=max-homeowners
Would you like equipment breakdown coverage added to your home or farm insurance? Contact your MAX agent today!
Hot water heaters can crack and leak due to sediment buildup within the unit.
So, what does this mean?
Just like any other appliance or area in your home, hot water heaters need to be cleaned. Over time particles and minerals within your water will settle and begin to buildup around the interior of the unit. This buildup can also coat the heating element, which can lead to corrosion. Drain your water heater once a year to clean the interior and remove particle buildup. This will decrease sediment buildup and prevent cracks and leaks. It can also improve the performance of your unit, saving you money to operate the unit.
What happens if your hot water heater has a breakdown? At MAX, homeowners and farmowners policies have Equipment Breakdown coverage available. Talk to your MAX agent or contact us for more information to add this valuable coverage to your policy.
Source: Mutual BoilerRe
Photo by Tom Feary 
Clothing dryer units frequently break down due to overheating. This is often caused by poor air supply and ventilation within the unit. As a result the motor needs to work harder to perform at an optimal level.
How can you prevent this from happening?
Cleaning your dryer vents to prevent clogging will not only improve the performance and life expectancy of your unit, but it can also help prevent a fire. According to the U.S. Fire Administration, 2,900 home clothes dryer fires are reported each year with the leading cause of dryer fires is the failure to clean them. You may view additional dryer safety tips on the USFA website.
What happens if your dryer has a breakdown? At MAX, homeowners and farmowners policies have Equipment Breakdown coverage available. Talk to your MAX agent or contact us for more information to add this valuable coverage to your policy.
Source: Mutual BoilerRe
Photo by HomeSpot HQ
Refrigerators can break down due to overheating when components are not periodically cleaned.
What can you do?
It’s hard to believe that dust and dirt settling on the compressor, electronics and coils behind your refrigerator could result in a breakdown, but it’s possible. The components are critical to ensuring your refrigerator is properly cooled. When dust builds up on the components, it reduces proper air ventilation requiring the refrigerator to work harder and run hotter. Maintaining proper ventilation improves your refrigerators performance life and protects your unit from a breakdown.
What happens if your refrigerator has a breakdown? At MAX, homeowners and farmowners policies have Equipment Breakdown coverage available. Talk to your MAX agent or contact us for more information to add this valuable coverage to your policy.
Source: Mutual BoilerRe
Photo by Nicolas Barbier Garreau on Unsplash
Air conditioning units are complex systems that can break down for a variety of reasons ranging from corrosion on the interior unit to overheating the compressor in the outdoor unit. All of this can be prevented with simple, regular home maintenance.
How can you avoid a breakdown or corrosion?
Preventing corrosion on the interior air conditioning unit is as simple as storing paints and any other materials with acidic qualities in another location, away from the unit. The air conditioner relies on a clean air supply surrounding the unit. When acidic particles combine with moisture on the systems metal coils, they can cause the unit to corrode. In addition, regularly replacing the filters and vacuuming the wall registers improves the indoor air flow, especially in environments that are excessively dusty or have pet dander.
The most effective home maintenance tip for your outdoor unit is to ensure the surrounding area is clear of debris. This will allow proper ventilation to maximize efficiency.
What happens if your air conditioning unit has a breakdown? At MAX, homeowners and farmowners policies have Equipment Breakdown coverage available. Talk to your MAX agent or contact us for more information to add this valuable coverage to your policy.
Source: Mutual BoilerRe