Cook Insurance and MutualAid eXchange (MAX) Donate to Restore Damaged Seymour Cemetery

(CENTERVILLE, IA) – Families and friends of the Seymour Cemetery in Wayne County, IA can rest easier knowing that their loved ones’ headstones and monuments are being restored after last month’s tornado.

Dan Sales of Cook Insurance in Centerville requested funding from MutualAid eXchange (“MAX”) Insurance, to repair and reset the 65 headstones damaged by the March 6th storm.  “Community service is important to us at Cook Insurance, as well as at MAX,” Sales said.  “A representative from the company’s Mutual Aid Ministries program contacted me a few days after the storm to see if they could be helpful to our community.  I told them about the cemetery damage and explained that the cemetery had very limited resources.   Within a couple of weeks, MAX contributed $5,000 for the restoration of the cemetery.”

Sales is an independent insurance agent representing MAX Insurance in his community and surrounding areas.  MAX Insurance of Overland Park, KS, is a unique fair, faithful and socially responsible insurance enterprise.  Founded on religious principles, the company’s mission is to restore wholeness to communities and individuals in need.  It lives out its mission through a variety of quality, fairly-priced insurance products, outstanding personalized customer service and its non-profit Mutual Aid Ministries (“MAM”) program.

“MAX is more than an insurance company.  We truly care beyond the contract,” said David Wine, President and Chief Executive Officer.  “That’s why we are excited to partner with Cook Insurance on this important project.  When Dan told us about the damage to the cemetery we were more than happy to make a grant from our Community Commitment Program.”

For more information:

Cook Insurance, email, phone 641-856-3375.

MAX Insurance and Mutual Aid Ministries, visit

To donate go to

Photo Credit:  Krystal Fowler/Daily Iowegian. Pictured left to right are Ryan Sales and Ashley Whisler from Cook Insurance, Seymour Mayor Caleb Housh, Dale Sales and Truett Pershy with Cook Insurance, Dan Sales owner of Cook Insurance and Mark Files, Regional Sales Manager of MAX.


Insurance Center of Cuba Partners with MAX Insurance to Fund Local Lion’s Club Concession Trailer

plaque presentation
Mark Files, Regional Sales Manager of MAX, receiving appreciation plaque from Lion’s Club President, Mike Maurer.  Photo credit:  Cuba Free Press

CUBA, MO – A sparkling new Lion’s Club concession trailer will be serving meals, snacks and drinks at area events this summer, thanks to a grant from Insurance Center of Cuba and its partner, MutualAid eXchange (“MAX”) Insurance.

The Cuba Lion’s Club utilizes the trailer to raise funds for area charities, as well as the club’s vision testing program.  “With this new trailer, the Lion’s Club will be able to continue providing needed funds to a wide range of charities and programs that serve Cuba and surrounding areas,” said Mike Maurer, President.  “We are deeply grateful to the Insurance Center of Cuba and MAX Insurance for this generous gift.  They are truly our partners in serving the Cuba community.”

“We are proud to help make Cuba a stronger community,” said David VanderWerf, co-owner of Insurance Center of Cuba along with Ashley Copeland. “The Lion’s Club does great work.  That’s why we wanted to help them get a new concession trailer.  We reached out to our friends at MAX Insurance who have a grant program to help agents like us make positive contributions in our communities.  They were enthusiastic about helping.”

MAX is a fair, faithful and socially responsible insurance enterprise, headquartered in Overland Park, KS.   It is a cooperative founded on religious principles.  It provides high quality home, auto, business, farm and other types of insurance.  Locally, it is offered through Insurance Center of Cuba.

MAX lives out its mission of caring beyond the contract through its Mutual Aid Ministries program.  The company donates a portion of top line revenues to the ministries program which, in turn, provides grants to families in need and community charities and programs in the areas it serves.

“We partner with our local agents across the country to identify and support worthwhile community programs.  Insurance Center of Cuba told us about this Lion’s Club project and we were happy to partner with them to make it a reality,” said David Wine, MAX Insurance President and CEO.

More Information:

Insurance Center of Cuba

MAX Insurance and Mutual Aid Ministries

Photo:  David VanderWerf co-owner of Insurance Center of Cuba (5th from left) with Cuba Lion’s Club members; Mike Maurer, President, receiving check from Mark Files, Regional Sales Manager at MAX. Photo Credit:  Cuba Free Press


Spring Storm Season

Spring is here and with it comes storm season.  What does that mean for MAX members?  Storms can bring large amounts of water near your home in short periods of time.  In addition, strong winds can cause damage to your property.  Here are some helpful tips on items to check around your house during storm season:

  • Ensure water drainage is moving away from your home. The ground should be sloping downward, away from your foundation and basement.
  • Check your gutters. Make sure they are not clogged with leaves.  In addition, ensure that water is directed away from your home when it comes out of the gutter.  Add an extension at the bottom of your gutter if need-be.
  • Have a battery back-up for your sump pump. Power outages can come with spring storms.  If your sump pump isn’t turned on due to a power outage and you do not have a battery back-up, water can collect in your basement.
  • Install surge protectors on your electronics. Lightning and power surges can also happen during storms.  Why not protect your expensive electronics with a surge protector?

Do you have questions about protecting your home during spring storm season?  Has it been a while (over a year) since you updated your home insurance policy? Contact your MAX Agent today and he/she would be happy to assist you with your policy.

Healthy Eating and Weight Loss

by Terri Mooney-Hooker, Administrative Coordinator

In today’s world, it seems we are focusing more on nutrition and health. Being a member of our Wellness Committee at MAX makes me more aware of how choosing healthful food choices and figuring out a healthy weight are so important to our well-being.  However, they can also sometimes be a bit confusing. What does good nutrition mean? What is a good balance of fat, carbohydrates, and protein? How does one know what a good weight to maintain really looks like?

Here are few helpful tips to get you started:

Let’s start with good nutrition. That is the key to maintaining good mental and physical health. When you eat a balanced diet, it can affect the way you feel and how your body works. It is the interaction of nutrients and other substances in the food we eat that maintains our growth, reproduction, and overall health.

Here’s the skinny on nutrient-dense foods. Look for these “good” fats to include in your meal plan:

  • Monounsaturated,
  • Polyunsaturated
  • Unsaturated

Avoid the “bad” fats:

  • Saturated
  • Trans fats

Carbohydrates can be either good or bad, and are either simple or complex. Here are some examples of both…

  • Good Simple: Naturally present sugars – like in fruit or milk products.
  • Bad Simple: High fructose corn syrup; added sugar in sodas, baked goods, etc.
  • Good Complex: Starchy veggies, like potatoes, corn, whole grains, and beans.
  • Bad Complex: Refined starches, found in cookies, cakes, French fries, etc.

When choosing protein, think lean. Lean meat will have visibly less fat and fewer calories. One serving should be 3oz.- about equal to the size of a deck of cards. Here are some helpful tips for choosing lean meats:

  • Limit meat to 1 – 3 3oz. portions per week.
  • Eat wild fish, especially salmon, whenever possible.
  • Add beans and lentils.
  • Other great sources of protein are tofu and other soy products, as well as eggs.

And don’t forget the fiber!

  • Soluble fiber would include oat bran, oatmeal, fruits and vegetables.
  • Insoluble fiber would include wheat bran, figs, raisins and nuts; all good for you!

Now, to assess your weight. Most of us don’t like to think about it, let alone look at it.

Here are some things to consider:

  • Body Mass Index (BMI): it is formulated by weight and height to estimate body fat. Try this site to easily calculate:
  • Weight circumference: measure your waist just after you breathe out to get an accurate measure. Men should measure less than 40 and for women, less than 35.

Just remember – baby steps in losing weight to achieve weight goals is best. ½ to 2 pounds per week is a healthy weight loss. A safe and maintainable rule of thumb would be to lose about 10% of your body weight over a 6 – 12 month period.

A combination of creating a healthy meal plan, lifestyle, and exercise, is the key to sustaining weight loss and staying healthy.


Cigna: “Together, all the way;” Healthier Eating for a healthier you.

HeadshotAbout Terri

Terri is the Administrative Coordinator at MAX. She performs all administrative duties, and helps out in other areas of the company when needed. Outside of the office, she enjoys spending time with her husband, her children, two cats, and her extended family and friends. She is huge movie goer and an avid animal lover.

Photo by balise42

MAX Mindfulness: Choose to be Happy

by Dave Wine, President and CEO

There are a lot of articles today, and I have referenced some of these in my past writings, that remind us of certain steps to take to be happy. For example, studies show that there are at least five really key skill sets that separate generally happy people from unhappy people. Those include the ability to savor/enjoy the moment (being able to really focus on what is happening now versus worrying or regretting); expressing gratitude, especially to others that matter in our lives; aspiring to some meaningful goals and making task lists of how to reach those goals and a completion of at least some of them; giving and being generous in time and talents, more than just giving money; and an ability and a desire to understand others and their points of view.

And these and many other skill sets do seem to help us on the path to happiness. However, no one can really be happy unless they choose to be happy and choose not to be unhappy. There are enough woes in any of our lives to keep us from joy and peace and happiness. But there are also enough of the other in our life for us to see joy and happiness. Studies show that the more we think about the things that make us happy, the more happy we will be. And the more we concentrate on the things that disturb us, the more unhappy we will be. Sure seems like good common sense that should be easy to do. Yet we tend to judge and interpret more on the side of ‘what’s wrong’ than on what’s right. Our brains are hard wired to sense danger and threats so our thoughts naturally go more easily to fear and the negative. So we need the practice of mindfully paying attention to our thoughts to overcome this tendency in our brains.

Just stopping for a minute during our day and thinking about something that makes us happy or brings us joy and peace can be one of the simplest and kindest acts we can give ourselves. Think about someone that you are grateful for in your life, something that may have happened today that was an act of kindness, something that filled your eyes or ears with beauty, etc. An apple a day might keep the doctor away, but a positive minute a day might do a lot more for us!

Dave WineAbout Dave

David is the President and CEO of the MAX enterprise, having served in that capacity since its formation in 2001.   He has forty plus years of leadership experience in the business and faith-based worlds, being an ordained minister, having been elected to the highest position in his denomination,  and receiving numerous awards and recognition for his leadership in the insurance industry. He currently serves on numerous boards in the church and insurance sectors.  His hobbies include hiking, biking, skiing and snowshoeing as well as being an avid reader.  David and his wife, Sharon, have three daughters, a son, and four grandchildren.