Students Heading Off to College

August is that one month out of the year with three famous words – Back to School.  In this post we are going to focus on children who are heading off to College this fall.  Aside from coming to terms with the fact that our little ones aren’t so little anymore and that they are more than ready to move out of the nest, parents should also think about their insurance needs for their college bound children.  You should check with your MAX agent to see if your homeowners policy covers the personal items your children take with them to college of if renter’s insurance is needed.

Here are some other helpful tips:

  • A personal renter’s policy is a convenient way to help protect your valuable personal property while renting or away at school. Your personal belongings are not covered by most dormitories or under a landlord’s policy.
  • Take an inventory of all personal belongings to help determine the amount of renter’s insurance needed and for future reference in case of a loss.
  • Several optional coverages can be purchased at an additional cost and should be considered when purchasing renter’s insurance.  Computer coverage, Identity Theft, and Replacement Cost coverage are just a few.

We hope you have the best coverage possible for you and your college student this fall.  Don’t hesitate to contact your MAX agent for any assistance in making the right choices for your family.

Photo by Sean MacEntee

Eligibility and our Shared Values

MAX is a reciprocal, which means we are member owned—by you! As a reciprocal, our members have to meet our eligibility guidelines. Those guidelines are defined in our Statement of Shared Values. Since January 2010, all new members have been required to sign this document. MAX members before January 2010 are automatically eligible.

This means that all of our MAX members have joined MAX as a faith-based organization and have agreed to share these values. This commonality means a lot to our members giving them the assurance that they are helping to support persons who share these same values. Even if you never experience an insurance loss at MAX, your premiums are supporting others who share your values in this faith-based community.

These values are important to all of us at MAX and we want to take this opportunity to share them with you again:

Our shared values:

  • Applying love and wholeness towards others and responding to the needs of those around us.
  • Nurturing an attitude of creating and sustaining wholeness in the use and application of all of God’s gifts including money, time, talents, health and life.
  • Promoting wholeness by embracing peaceful arbitration and mediation as the best way to settle disputes and conflicts.
  • Practicing wholeness in our own lives by sharing our gifts and talents with others to build community and promote cooperation.

Photo by Broo_am (Andy B)