First, you may want to contact LexisNexis at 800-456-6004 or on the web at www.consumerdisclosure.com and review your information for errors.  If you find errors and have them corrected, we can see if you qualify for a more-favorable rate. You will need the credit report reference number from the first page when contacting them.

On your own, LexisNexis suggests that you pay bills on time, maintain low balances on credit cards, apply for and open new credit accounts only as needed, and get rid of credit cards you don’t need.

How can I improve my insurance score?