Mutual Aid Ministries Individual Grant Criteria
Purpose of Share Fund Grants:
Share Fund grants are intended to serve churches, temples, synagogues and other faith communities located within the United States (hereafter referred to as faith communities) as they seek to help congregants or other persons who have an unexpected financial burden created by an emergency or a definable loss that is beyond the reasonable resources of the affected person(s).
Examples of such qualifying circumstances include, but are not limited to:
- Individuals, households or congregations who are displaced from their property due to fire, storm or other catastrophe and who are facing hardships beyond the scope of their insurance or other available resources.
- A serious medical condition, injury or death experienced within the household which creates unsustainable costs or results in the loss of a job and/or income.
- Situations such as family break-ups or abandonment where a spouse is left with an unmanageable financial burden.
- Individuals, households or congregations that experience an uninsured loss or quantifiable financial hardship beyond the scope of the recipients’ accumulated assets.
- Natural or man-made disasters which leave a community and its households destitute.
- Pastors who face financial hardship due to extraordinary circumstances such as those described above.
Share Fund grants are NOT intended to be used for activities such as capital campaigns, annual campaigns, operations, compensation, loan repayment, mission trips, group activities, special events, sports teams, equipment or supplies.
MAX members who have submitted and received a payment for their claim are NOT eligible to receive a Mutual Aid Ministries grant arising from the same occurrence.
Criteria and Process for Awarding Share Fund Grants:
The following process and criteria shall be used by the applying faith community and by the MAX Mutual Aid Ministries team to determine the merits of financial assistance and the grant amounts.
- The applying faith community will have independently discerned the need of the person or family facing hardship and determined that the need exceeds the individual’s or household’s financial means and accumulated assets.
- The faith community and the individual/family will jointly submit an on-line grant application form to the Mutual Aid Ministries Executive Director. (Click here for grant application.)
- The amount of the Share Fund grant will be decided with consideration given to the determined need; the ability, support and assistance of the faith community; and, Share Fund resources available.
Generally, grants will be considered as follows:
- Faith communities who carry church insurance through MAX Insurance Agency, Inc. will be eligible for a maximum of four direct grants up to $500 or matching grants up to $1,000 in a 12 month period (January – December).
- Faith communities who do not carry church insurance through MAX Insurance Agency, Inc. will be eligible for a maximum of four direct grants up to $250 or matching grants up to $500 in a 12 month period (January – December).
- In order to receive a matching grant, the applying faith community must tangibly participate with aid to the affected party through financial gifts, support through donated labor, or gifts of goods or services.
- Grant requests of larger amounts will be considered on a case-by-case basis and will require higher degrees of discernment, verification and justification than grants within our general guidelines.
- Grants will be limited to one per recipient individual or family in a 12 month period (January – December) and no more than four grants per faith community in a 12 month period (January – December).
- Grants will be limited to individuals and faith communities residing or based in the United States.
- Approval or disapproval of a grant request is at the sole discretion of the applicable Share Fund.
Reciprocity by Faith Communities and Grant Recipients
The sustainability of Mutual Aid Ministries is directly tied to the success and financial viability of the MAX Insurance Enterprise. Monies for Share Fund grants are made possible through donor gifts and a portion of revenues paid by members to the MAX Insurance Enterprise (MutualAid eXchange).
Therefore, in the spirit of thanksgiving, reciprocity and the sustainability of Mutual Aid Ministries and the MAX Share Fund, all faith communities that receive a grant from the Share Fund are encouraged to share news of the gift and the MAX Insurance Enterprise’s role in making the gift possible with their members and staff. This can be done in a variety of ways, for example:
- A positive statement of thanks during services.
- Distribution of a free brochure and/or email about the MAX Insurance Enterprise and it support of MAM to members.
- A story about the gift and a link to maxinsurance.com on their website and social media page(s).
- An opportunity for a MAX Insurance Enterprise representative to speak to members and leadership, particularly if the church does not already carry insurance from the MAX Insurance Enterprise.
- Submission of a brief written, audio or video report of how the gift was used so that we can share the story with our members and donors who have generously contributed to the Share Fund.
The confidentiality of Share Fund recipients will be respected at all times. There is no obligation to purchase insurance from the MAX Insurance Enterprise for the church or its members under any of these circumstances.